Risk Data Analyst

About Us

MoneyLion is a digital financial platform on a mission to rewire a broken banking system that applies a one-size-fits-all approach to personal finance. Since our launch in 2013, we’ve engaged with over 8.5 million hard-working Americans, with a focus on empowering them to take control of their finances to achieve their life goals. Our award-winning platform delivers holistic banking, lending and investing solutions while surrounding each customer with personalized tools, content and advice relevant to their unique financial situation -- all in a single app.

We pride ourselves on being the most innovative team in Fintech, and all of our team members are passionate about making a difference in people’s lives. We work fast, collaborate always and, above all else, we do it for our customers.

MoneyLion is headquartered in New York City, with offices in Sioux Falls, and Kuala Lumpur, Malaysia, and we also support remote team members around the globe.

About the Role

MoneyLion's Credit Risk department is seeking for an experienced Risk Analyst to join the team to facilitate and champion a data-driven approach to credit risk management. This will entail a deep understanding of traditional and alternative consumer credit attributes, acquisition funnel dynamics, underwriting strategy, and unit economics. The selected candidate for this role will be a self-starter who is able to effectively translate data into actionable recommendations.

Key Responsibilities

  • Leverage data-driven insights to drive changes to credit strategy, pricing, and line assignment
  • Work collaboratively with Lending Product Managers and other internal stakeholders
  • Serve as an organizational expert on our risk tracking tools and dashboards; educate and evangelize a data-driven approach throughout the user experience
  • Continue to develop our in-house risk analytics tools to track portfolio performance and make recommendations
  • Perform ad-hoc data studies based on management requirements
  • Develop and forecast key credit metrics
  • Timely fulfillment of Regulatory / Compliance Data needs
  • Work with the senior management team to support insight-driven decision-making

About You

  • 2+ years of credit risk and/or analytical experience
  • Experience working with databases (e.g. MongoDB,PostgreSQL, ElasticSearch, etc)
  • Demonstrated understanding of traditional and alternative consumer credit attributes, acquisition funnel dynamics, underwriting strategy, and unit economics
  • Knowledge of SQL, R or Python
  • Ability formulate novel solutions to problems, communicate thought process clearly, and think within the context of larger business needs and targets

Visa sponsorship is not available for this position.

What We Value

We value growth-minded and collaborative people with high learning agility who embody our core values of teamwork, customer-first and innovation. Every member of the MoneyLion Pride is passionate about fintech and ready to give 100% in helping us achieve our mission..

Working At MoneyLion

At MoneyLion, we want you to be well and thrive. Our generous benefits package includes:

  • Competitive salary packages and bonuses
  • Comprehensive medical, dental, vision and life insurance benefits
  • Equity based compensation
  • Wellness perks
  • Paid parental leave
  • Unlimited Paid Time Off
  • Learning and Development resources

MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day