AML/BSA Compliance Analyst

About Us

MoneyLion is America’s most powerful and rewarding financial membership, empowering people to take control of their finances to achieve their overall life goals.

Since its launch in 2013, MoneyLion has engaged with 7.5 million hard-working Americans and has earned its members' trust by building a full-service digital platform to deliver mobile banking, lending, and investment solutions. From a single app, members can get a 360-degree snapshot of their financial lives and have access to personalized tips and tools to build and improve their credit and achieve everyday savings.

MoneyLion team members are passionate about making a difference in people’s lives. We work fast, collaborate always, and above all else, we do it for our customers.

MoneyLion is headquartered in New York City, with offices in San Francisco, Salt Lake City, Sioux Falls, and Kuala Lumpur, Malaysia.

About the Role

The AML/BSA Compliance Analyst conducts the initial review of analyzing transactions and reviewing potentially suspicious activity across various lines of business for BSA/AML and Fraud related red flags while meeting performance and quality standards in a professional and fast-paced environment.

Key Responsibilities:

  • Perform ongoing monitoring and analysis specific to AML/BSA and Fraud
  • Ability to document the mitigation of false positives and draft SAR’s on behalf of the Compliance team
  • Escalate potentially unusual activity to Sponsor Bank, where applicable
  • Assist in the implementation of testing program to determine the adequacy and effectiveness of compliance controls and develop periodic reporting on the test results
  • Navigate through multiple internal tools to identify key information pertinent to case investigations, Sponsor Bank escalations, and SAR filings
  • Review, facilitate and develop action plans related to compliance risk assessments
  • Assist Compliance Leadership in fulfilling information requests from third-party partners and facilitate examination/interface with regulators
  • Perform ongoing monitoring with respect to emerging compliance risks, management actions, remediation, and report to senior management, where appropriate
  • Assist in the development and maintenance of policies, procedures, and training programs
  • Provide input and partner with Legal as appropriate in the proposed rulemaking process
  • Establish and maintain strong relationships with the Business and Legal partners

About You

  • Bachelor’s Degree and 2+ years experience in AML/BSA/Fraud Compliance
  • Strong interpersonal, communication, analytical, problem-solving and critical thinking skills
  • Comfortable with balancing multiple, competing priorities and changes in scope/direction
  • Eagerness to learn and build within the team
  • Certified Anti-Money Laundering Specialist (CAMS) and Certified Fraud Examiner (CFE) preferred

MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day.